Portfolio Secured Credit (Client-Only)
Client-Only Facility
Exclusive to existing Warwick Wealth investment clients
Investments Stay Invested
Your portfolio remains aligned to your long-term strategy
Short-Term Liquidity
Access funds without forcing the sale of investments
What Is Portfolio Secured Credit (PSC)?
Portfolio Secured Credit (PSC) is a client-only, portfolio-backed credit facility available to existing Warwick Wealth investment clients. Delivered with Nedbank Private Wealth, PSC provides short-term liquidity/bridging without forcing the sale of your investments. Your portfolio remains invested and aligned to your long-term strategy.
This approach helps you unlock liquidity without liquidation, avoiding unnecessary disposals that could trigger taxes or disrupt compounding.
Who Is Eligible
- Existing Warwick Wealth investment clients with qualifying portfolios
- Subject to assessment and approval by Nedbank Private Wealth
- Facility limits are determined against a portion of qualifying assets
- Designed for temporary liquidity rather than long-term financing
How PSC Works
- A percentage of your investment portfolio is pledged as security
- A revolving facility is set, allowing you to draw and settle as needed
- Pricing and terms are set by the banking partner and disclosed during onboarding
Appropriate Uses
PSC is typically used by existing clients for short-term, well-defined needs, such as:
- Bridging during property transfers or investment settlements
- Timing tax payments or other near-term obligations
- Business cash-flow smoothing for professionals/owners
- Opportunistic access to liquidity while maintaining market exposure
(Not intended for long-term financing.)
Why Choose Warwick Wealth
Client-only facility, integrated with your wealth plan
Seamlessly coordinated with your overall financial strategy
Long-standing collaboration with Nedbank Private Wealth
Over twenty years of trusted partnership
Your advisor coordinates risk, liquidity and tax considerations
Holistic approach to your financial needs
Oversight alongside your portfolio monitoring and reviews
Continuous monitoring and support
Related Services
High Interest Cash Accounts
Manage near-term cash efficiently with our HICA offering
Tax Planning
Time cashflows and withdrawals tax-smart
Investment Planning
Comprehensive investment strategies for your wealth
Next Step for Existing Clients
Speak to your Warwick Wealth advisor to assess eligibility and fit within your plan.
Exceptional Client Care
At Warwick Wealth, we pride ourselves on delivering exceptional client service. Our dedicated team is committed to understanding your unique needs and providing personalised solutions that help you achieve your financial goals.
Frequently Asked Questions (FAQ)
Is PSC a loan available to the public?
No. PSC is a client-only portfolio-backed facility for existing Warwick Wealth clients and is not available to non-clients or third parties.
Will this affect my investments?
Your investments remain invested and continue to pursue your strategy; a separate banking facility is secured against a portion of qualifying assets.
What can PSC be used for?
Short-term, defined purposes like bridging, timing tax payments, or smoothing temporary cash-flow—not long-term financing.
Who provides the facility?
PSC is delivered in collaboration with Nedbank for eligible Warwick clients.
How are terms determined?
Facility size, pricing and conditions are set by the banking partner and disclosed during onboarding.